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Michigan ZIP Codes
Saginaw County
Birch Run, MI
48415
48415 ZIP Code — Birch Run, MI
Saginaw County, Michigan
ZIP code 48415 is located in
Birch Run ,
Michigan ,
within Saginaw County .
It covers approximately 64.78 square miles and serves a population of
9,013 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 989 .
About ZIP code 48415
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $182,400. Owner-occupancy is high at 86%, well above the national average.
Median household income is $79,535. The poverty rate of 7% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (20%) compared to national benchmarks.
Overall, ZIP code 48415 reflects a community defined by high homeownership and a significant Social Security-dependent population.
48415 ZIP code map
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Cities in ZIP code 48415
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
9,013
Population density
139 / sq mi
State FIPS
26
County FIPS
145
Geography
Land area
64.78 sq mi
Water area
0.14 sq mi
Latitude
43.2787
Longitude
-83.8073
Timezone
Eastern (ET)
Area code
989
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
33.6%
50.4%
42.6%
$50k – $100k
37.5%
29.8%
31.1%
$100k – $200k
25.1%
16.1%
20.6%
Over $200k
3.9%
3.6%
5.7%
Demographics & statistics
$79,535
Median household income
$182,400
Median home value
20.7%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,880 20.9%
18 and over 7,133 79.1%
65 and over 1,751 19.4%
Median age 46.6 years
Race & ethnicity
Black or African American
2%
American Indian / Alaska Native
0.1%
Group Count %
White 8,550 93%
Black or African American 188 2%
Hispanic or Latino 184 2%
Other race 146 1.6%
Two or more races 121 1.3%
American Indian / Alaska Native 7 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
33.6%
50.4%
42.6%
$50k – $100k
37.5%
29.8%
31.1%
$100k – $200k
25.1%
16.1%
20.6%
Over $200k
3.9%
3.6%
5.7%
Range % of households
Under $10k 4.0%
$10k–$15k 0.4%
$15k–$25k 7.1%
$25k–$35k 7.5%
$35k–$50k 14.1%
$50k–$75k 13.7%
$75k–$100k 18.3%
$100k–$150k 16.3%
$150k–$200k 11.7%
$200k+ 6.8%
Median income $79,535
Housing
Housing overview
Metric Value
Median home value $182,400
Median rent / month $941
Owner occupied 86.2%
Renter occupied 13.8%
Vacant 10.6%
Single-family detached 87.0%
Large apartment buildings 0.4%
Mobile homes 5.6%
Median rooms 6.1
Avg household size (owned) 2.65
Year built
Era %
2020 or later 1.1%
2010–2019 3.7%
2000–2009 7.7%
1990–1999 14.9%
1980–1989 5.4%
1970–1979 25.1%
1960–1969 17.0%
1950–1959 9.3%
1940–1949 4.6%
1939 or earlier 11.1%
Bedrooms
Size % of units
No bedroom (studio) 2.0%
1 bedroom 1.5%
2 bedrooms 19.8%
3 bedrooms 58.8%
4 bedrooms 11.9%
5+ bedrooms 6.1%
Vehicles per household
Vehicles % of households
No vehicle 4.0%
1 vehicle 20.1%
2 vehicles 38.0%
3 or more 37.9%
Heating fuel
Fuel type %
Utility gas 66.1%
Electricity 6.3%
Propane / LP gas 21.9%
Fuel oil 0.5%
Wood 3.9%
Households & families
Household type Count %
Married-couple family 2,013 57.0%
Cohabiting couple 255 7.2%
Male householder, no spouse 493 14.0%
Female householder, no spouse 769 21.8%
Households with children under 18 975 27.6%
Households with seniors (65+) 1,254 35.5%
Average household size 2.55
Marital status
Status Male Female
Never married 35.0% 25.6%
Married 55.8% 51.7%
Separated 0.0% 1.3%
Widowed 2.4% 9.6%
Divorced 6.9% 11.9%
Education
Some college, no degree
29.8%
Graduate / professional
8.0%
Metric %
HS diploma or higher 93.4%
Bachelor's or higher 20.7%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 148 6.8%
Kindergarten 36 1.7%
Elementary school 763 35.3%
High school 677 31.3%
College / grad school 539 24.9%
Employment
Industry of employment
Education & healthcare
19.1%
Arts, food & hospitality
13.5%
Finance & real estate
5.8%
Professional & management
5.7%
Public administration
4.9%
Transportation & utilities
3.9%
Agriculture & mining
1.1%
Occupation
Category %
Management, business & arts 35.8%
Service 14.8%
Sales & office 27.5%
Natural resources & construction 10.5%
Production & transportation 11.4%
Employment type
Type %
Private sector 83.1%
Government 11.4%
Self-employed 4.5%
Unpaid family workers 1.0%
Commute
Method %
Drive alone 83.4%
Carpool 7.9%
Public transit 0.4%
Walk 1.5%
Work from home 5.5%
Other means 1.3%
Avg commute (minutes) 24.5
Poverty
Married-couple families
3.6%
Female-led households
4.6%
Income support
Source % of households
Social Security 39.6%
Retirement income 37.9%
Supplemental Security 4.4%
Cash public assistance 2.8%
Food stamps / SNAP 8.3%
Health indicators
Condition %
Obesity 38.9%
High blood pressure 32.4%
High cholesterol 36.1%
Diabetes 10.2%
Heart disease 6.4%
Stroke 2.9%
Asthma 10.6%
Arthritis 30.9%
Kidney disease 2.7%
Pulmonary disease 7.4%
Cancer 7.0%
Behavior / access %
Smoking 20.2%
Binge drinking 21.6%
No physical activity 20.4%
Less than 7 hrs sleep 34.1%
Depression 22.7%
Fair or poor health 13.3%
Poor mental health 16.3%
Poor physical health 10.4%
No health insurance 9.2%
Visited doctor (checkup) 73.5%
Visited dentist 70.4%
Cholesterol screening 91.5%
Teeth loss 11.0%
Veterans & disability
Veterans Count %
Civilian veterans 460 6.5%
Disability %
Any disability 13.9%
Under 18 2.5%
18–64 years 12.7%
65 and over 29.8%
Health insurance coverage
Type %
Private insurance 80.8%
Public insurance 35.3%
No insurance 3.6%
Uninsured under 19 1.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 8,573 95.1%
Spanish 28 0.3%
Other Indo-European 25 0.3%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 8,942 99.2%
Born in same state 8,814 97.8%
Born in different state 8,367 92.8%
Foreign born 128 1.4%
Naturalized citizen 71 0.8%
Not a US citizen 23 32.4%
Ancestry
Ancestry Count %
Italian 1,243 13.8%
French 817 9.1%
Arab 610 6.8%
English 238 2.6%
German 90 1%
Ancestry Count %
Irish 36 0.4%
Polish 25 0.3%
Norwegian 22 0.2%
Dutch 22 0.2%
Technology access
Metric % of households
Computer access 39.2%
Internet access 94.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48415
What city is ZIP code 48415 in?
ZIP code 48415 is primarily assigned to Birch Run, Michigan.
What county is ZIP code 48415 in?
ZIP code 48415 falls within Saginaw County, Michigan.
Is ZIP code 48415 mostly owner-occupied?
86% of occupied units in ZIP code 48415 are owner-occupied, well above the national average.
Does ZIP code 48415 have a large retiree population?
40% of households in ZIP code 48415 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 48415?
The median home value in ZIP code 48415 is $182,400.
What is the population of ZIP code 48415?
ZIP code 48415 has an estimated population of 9,013 residents, with a density of 139 people per square mile.
What timezone is ZIP code 48415 in?
ZIP code 48415 observes the EST timezone.
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